I am disabled, forced from my 23-year career because of my illness; due tof the built-in delay qualifying for Medicare once approved for disability payments; I would have been without any medical insurance at all for 12 months between the ending of my very expensive COBRA and the start of Medicare. I have a chronic, debilitating, progressive illness for which ONE medication is nearly $5,000/month out-of-pocket! I would have been made homeless or faced untreated, progressive illness had it NOT been for "Obamacare." The premiums, while expensive, were less than 1/2 of my COBRA payments and as far as I'm concerned, if Obama never does another right thing during his term, the Affordable Care Act was right enough for me!